United KingdomRegulationFCA, CySEC, BaFin, ASIC
Min. deposit$1
Leverage1:1 – 1:30
PlatformsPlataforma propia (sin MT)
InstrumentsStocks & CFDs
Founded2004
🏛️ Which entity will open your account?
📍 Pick your country above and we'll tell you exactly which entity opens your account at Trading 212.
How is this decided and how do I verify it? →Regulation by region
The entity you sign with — and your protection — changes depending on where you live.
United Kingdom
FCA with FSCSMarket maker
Trading 212 UK Ltd (FRN 609146) — FSCS £85,000European Union
CySEC with ICFMarket maker
Trading 212 Markets Ltd (398/21) — ICF €20,000United States
Doesn't serve the US
No SEC/FINRA registrationAustralia
ASIC no compensationMarket maker
Trading 212 AU Pty Ltd (AFSL 541122) — no compensation schemeRest of the world
FSC Bulgaria (EU headquarters)Market maker
Trading 212 Ltd (RG-03-0237) — Bulgarian scheme 90% max €20,000All licenses
Every regulator where the group holds a license, with its execution model. The entity that applies to you depends on your country (see above).
Account types
Investreal stocks/ETFs, zero commission; proprietary platform (no MT4/MT5)
Stocks & Shares ISAUK tax wrapper, £20,000/year, no commissions
Cash ISAtax-free savings up to £20,000/year
CFDleveraged trading, 2,500+ instruments (market maker)
Pros
✓Top-tier regulation
✓Funds with compensation scheme
✓Transparent operation
✓Good reputation
✓Competitive costs
Cons
✗No MT4/MT5 (not usable for EAs)
Breakdown by axis
The total score (out of 100) is the sum of the 7 axes, with the same yardstick for everyone. Below each one, the rationale with its source.
Regulation: Top tier22/22 pts
Why: FCA 609146 + CySEC 398/21 + BaFin + FSC Bulgaria; NO high-leverage offshore entity (it's 1:30 across the whole group)
Withdrawals / payments: Isolated complaints10/20 pts
Why: mostly clean; isolated friction from KYC and intermediary bank fees; no systemic denial
Fund safety: Full (with compensation)15/15 pts
Why: segregated (CASS UK, Barclays/NatWest/JPM) + FSCS GBP85k (cash up to GBP120k) + ICF EUR20k
Transparency: Clear10/10 pts
Why: FCA, minor fine 2017 GBP6.5k; pulled crypto ETNs in 2025 due to FCA intervention (no penalty)
Reputation: Strong10/10 pts
Why: founded 2004; Trustpilot ~4.6 with ~92,000 reviews (huge)
Costs: Competitive8/8 pts
Why: no commission on stocks and CFDs (cost in the spread); 0.5% conversion fee. NOTE: proprietary platform, NO MT4/MT5 (doesn't run EAs)
Sources
Don't take our word for it — check it yourself. These are the official registries and legal pages we relied on.
🔗 CySEC registration — Trading 212 Markets (398/21)🔗 FSC Bulgaria — Trading 212 Ltd🔗 Trading 212 — funds protection (FSCS/ICF)Trader reviews
Real experiences with Trading 212. Comments go through moderation before being published.
No reviews yet. Be the first.